A guide on how to avoid being scammed

A bank robbery $ 50,000 grab the headlines, but more than likely he has been "relieved" that amount, and often much more during their working lives. You could be paying too much for goods and services, and fall victim to exorbitant interest charges, shoddy, poor service and fraudulent practices in consumer transactions daily.

A small percentage of the business communities are cheaters, but these tricks are very expensive.

The following guide to avoid being scammed: -

Read and understand everything before you sign!

It is the specific warranty?

Are all blanks filled in?

Are all itemized charges?

Are all promises in writing? "Read the fine print."

Beware of "legal double talk." Remember "as is" means no warranty.

Do you have a copy of the document?

Be skeptical, pay cash if you can also buy from legitimate traders.

Do not pay until you are sure, do not sign anything until you have "slept on it," and do not buy without comparing prices.

Beware of high interest rates.

Borrowing costs can more than double the total cost of the things you buy. Compare the "cash" price and cost "total."

Pay higher deposit you can afford.

Knowing the nominal annual interest rate.

Shop around for financing.

The vanity can cost you money and health

There is no known product or service, you can restore your hair, make you taller, remove wrinkles, or reduce your weight with massage, creams, belts, belts or steam baths.

Avoid "bait and switch" ads

Agreements of this type are called "plugins come."

Vendors may try to change her ticket items. Also beware of false measurements and grades of the commodity.

Avoid the "unclaimed" or "embargoed."

Unless you personally know the dealer.

There is no easy way to earn money.

Most plans will ask you to buy something to win. Later we find that there is no market for what they have done, or all your efforts "is not the point."

Beware of "food freezer" plans.

Beware those who promise a "free freezer" food "wholesale" or "pay for itself" savings.

If you win a prize, never cost you money to collect.

A store credit "good for $ 50" is often "good for nothing" because you may have to buy $ 200 of products too expensive to collect his $ 50.

Ghouls obituary.

Scammers sometimes read the obituaries and send invoices for widows - existing debts as a gift to the "dead," he ordered before he died. Do not pay until you have 110% comfort that the debt exists

Cheap products suspect mail. Such as radios, cameras, watches and magazines. Remember, you are paying before you see what you are buying. When you receive the product and find the bad quality, it is difficult if not impossible, to get your money back.

I suspect that those offers of "free inspection".

Stoves, fireplaces, ceilings, trees - are subject to the "contras" - "no control" offers that cost money.

Do not pay for the package of a neighbor, unless the neighbor asks.

Because the package just signed for, possibly, could be a package of "junk" that was never ordered.

Beware the "sale" of sales.

Some stores have false "sell" sales only to enter the store. Make sure the merchant is actually selling.

Beware of some "private" sales.

These ads are often run by "distributors". That "home" fur sale, jewelry and furniture. Prices tend to be high. The products are often misunderstood.

Resist temptation "offers for your car."

The head of the seller may change the offer after being "hooked". The price of a used car is often inflated to the dealer appears to give a "good deal" in his car.

Do not put the focus of sympathy.

It is often a "sales line" put everything to get you to register. Organized sales teams have been trained to tell stories and sob.

Beware of false economy devices.

Fuel saving devices for the care of his car, which tend to be false, similar to warning devices "radar" and other gadgets.

Beware leads to unexpected inheritance.

The scammers have collected millions of dollars in bogus "charges" by getting people to believe they can inherit the money from the estates of distant relatives.

These are just some of the hundreds of known confidence tricks. "Learning to protect yourself by recognizing these signs."

An offer of something for nothing.

A seller who is at your own product oppositions.

Any contract with vague or difficult.